Critical Illness Insurance
Financial Support During a Serious Diagnosis
Critical Illness Champion — Diamond Plan
Pays a percentage of the insured person's selected coverage amount when diagnosed with a qualifying covered condition.
Heart attack, stroke, cancer
100%
Of coverage amount (except skin cancer)
Mortgage and rent helper
$500/month
Per qualifying month, up to 6 months
Total covered benefits
Up to 300%
Of the face amount, subject to plan conditions
Covered Conditions and Payouts
Covered childhood conditions
Cerebral palsy, specified congenital birth defects, cystic fibrosis, Down syndrome, muscular dystrophy, and Type 1 diabetes.
Example
With a $20,000 critical illness coverage amount, a condition payable at 100% would pay $20,000, while a condition payable at 25% would pay $5,000.
Multiple conditions & recurrence
- The plan permits covered critical illness benefits up to 300% of the face amount, subject to its conditions and limits.
- Covered conditions must be at least six months apart for separate benefits.
- Recurrence benefits have additional requirements.
Important information
Benefit amounts shown are based on the proposed plan designs. Actual payments depend on the selected coverage, covered event, policy definitions, applicable limits, exclusions, and other policy conditions. Disability benefits may be reduced by other sources of income.
Questions about this coverage? Ryan can walk you through it.